The Wealth Concert app is a tool that helps families and friends to self-collaborate by funding one another in the purchase of goods and services. It provides users with the functionalities that make fund distribution systematic and transparent and fosters fund to be shared with all members of the group in a rotational manner. At a predetermined cadence (weekly, biweekly or monthly), funds are directed to each member of the group by the rest members eliminate high interest payments and secure consistent cash flow via collaborations with families and friends without incurring interest rates from banks or taking longer time to payback.